00522naa#a2200169#i#450# EN\\bibl\58133 20241203010845.2 2500-3372 20230404b2023####ek#y0engy0150####ca RU Russian Bancassurance Market Development in Modern Conditions Journal article Kemerovo Kemerovo State University 2023 8 с. Journal article local Solovova Aleksandra Andreevna Gavrilenko Irina Vladimirovna moloprom.kemsu.ru